About Donewell Insurance Company Limited: Policies, Contact, And More

There are a lot of insurance companies in Ghana today that claim to offer the best of services and insurance products to their customers.

Buying insurance is one of the best investments that anyone can make in their lives as it protects them from some of the unforeseen events in life.

One of the best-known insurance companies in the country that lives up to its name is Donewell Insurance Company Limited.

Aside from being one of the best insurance companies in the country, it is also a household name among the majority of the population.

Donewell insurance company Limited aims to provide exceptional insurance policies to its clients that ensure the proper management of risks for its clients.

Establishment And Aim

The company was established in 1988 in Ghana. It holds more than 23 years of experience in the field of insurance sales in Ghana.

The main aim of the company is to offer the best insurance products and effective solutions to the various risks that individuals and corporate entities, as well as those in public sector institutions, face.

The company provides its services to a whole lot of esteemed institutions in Ghana such as the Methodist Church Ghana, West Africa Examinations Council, the National Investment Bank, and the Tema Oil Refinery.

The company has been able to meet every client’s risk management needs with its cost-effective and efficient approach to things.

Donewell Insurance Company Limited is certainly one of the best leading insurance companies in Ghana among the construction companies in the country.

The company was given the task of ensuring the SSNIT Premier Towers that is located in Accra, the head office of the Standard Chartered bank as well as the high street, and a two-story laboratory building for the Noguchi Memorial Institute in Ghana.  

Donwell insurance company limited is also ranked among the top 10 biggest insurance companies operating in Ghana.

The company has also been able to achieve a present response time benchmark of ’48 hours’ when it comes to settling its claims.

This is quite an honorable feat as most insurance companies are known to stall on the payment of claims to avoid paying it.

Insurance Products

Donewell has several insurance products that cater to the needs of all customers. These products are: 

1. Motor insurance 
2. Assets all risk
3. Workmen’s compensation
4. Fire and allied perils
5. Money insurance
6. Group personal accident
7. Fidelity guarantee
8. Liability policies
9. Marine insurance
10. Contractors all risk
11. Electronic equipment
12. Personal accident
13. Contractors’ machinery
14. Goods-in-transit 

Donewell Policies

Here are some of the policies of the company. 

Motor Comprehensive Policy

This insurance policy provides three types of insurance coverage for vehicle drivers and they are:

1. Loss of or damage to the insured vehicle
2. Legal liability for death of or bodily injury to the third party
3. Damage to third party property

Third-party Fire And Theft Cover

Donewell will indemnify the insured with respect to liabilities such as

1. Death of or bodily injury to the third party
2. Damage to third-party property
3. Theft or fire damage to the insured vehicle

Third-party Liability Cover

Donewell will also provide cover for insured liability such as 

1. Death of or bodily injury
2. Damage to third-party properties

The motor policy conforms to minimum third-party property damage. However, there is an option available to increase the limit. 

Motor Comprehensive Policy- Part One

The company will pay for the loss of or damage to a customer’s vehicle that is caused by:

1. Accidental collision or collision due to a mechanical fault
2. Wear and tear breakdown
3. Fire, self-ignition, external explosion, and lightning
4. Burglary, housebreaking, or theft
5. Malicious acts
6. Floods, hurricanes, volcano eruptions, strikes, or storms
7. Earthquakes, strikes, and other natural convulsions
8. Riot, civil, commotion

Motor Comprehensive Policy- Part Two

Additional benefits include

1. Compensation for bodily harm or injury
2. Personal accident benefit
3. Replacement of tire
4. Damage of windscreen
5. Towing and storage
6. Ecowas brown card
7. Expenses of emergency medical

Motor Third-Party Policy Only

Donewell insurance company will pay for the following

Liability To Third Parties

Donewell insurance company limited will indemnify you and any other person that you will consent, from legal liability arising from an accident that was caused by your vehicle on:

1. Death of or bodily injury to any other person
2. Damage to the property owned by any other person, not from your household

Additional Benefits

1. Compensation for bodily harm or injury
2. Personal accident benefit
3. Replacement of tire
4. Damage of windscreen
5. Towing and storage
6. Ecowas brown card
7. Expenses of emergency medical

TPPDL

Donewell has a third-party property damage limit of GHS 2.000. However, this can be increased by the payment of an additional premium.

Donewell Insurance Company Contact Details

• Phone: 030 276 3065
• Address: Sir Charles Quist St, Accra
• Email: [email protected]

Conclusion

One of the best places to insure a vehicle is certainly Donewell insurance company limited as seen from the vehicle policies above.

So if you have a vehicle that needs to be insured, you should give them a call now. For more insurance companies in Ghana, you can check out phoenix insurance company.