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Top Health Insurance Companies That Can Be Found In Ghana

Health is one of the most important things in life. Without health, you will not be able to enjoy all the money you make.

This is why people are always advised to take care of their health and not to kill themselves for their companies.

In Ghana, there are many health insurance companies in this country selling health insurance to the population.

Oftentimes, when African American people are traveling to the country, they are told that they can get sick easily and so they should make some health preparations before they come down.

Due to this, they start looking through the health insurance companies that operate in the country to see if they can find one that offers the best health services to the people. 

Ghana is one of the most visited countries in all of Africa. Due to this, there are several health insurance companies to make sure that the health of the citizens and visitors is well taken care of.

In this article, we have compiled a list of some of the best insurance companies that are operating in the country

The National Health Insurance Scheme has helped Ghana to be ranked among the African countries with the best healthcare systems. You can read this guide to know how to renew your national health insurance if yours has expired.

Before the health insurance scheme was implemented, hospitals were operating on a ‘cash-and-carry basis only.

You received healthcare as long as your money was ready. This prevented the poor in society from getting access to healthcare. 

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We will start with the public health schemes operating in the country.


The NHIS, which is short for National Health Insurance Scheme, was implemented in 2003 to make sure that the poor in society were able to get access to healthcare without any problems.

People who enrolled in the scheme were able to enjoy healthcare services during their registration until it expired, upon which they would have to renew. 

Private insurance companies

Here are some of the insurance companies operating in the country.

Cosmopolitan Health Insurance Limited

This company was opened in 2014 to offer health insurance services to the people of Ghana.

It started as a small private company before working its way to becoming one of the best in the country. It has a 2.2 rating out of 5 according to a customer’s review on google.

Apex Health Insurance

Located in the capital city of Accra, Apex is one of the highly regarded health insurance companies in Ghana.

They offer a wide range of health insurance products to their customers such as inpatient and outpatient care. It also provides investigations as well as pharmaceutical services.

Metropolitan Health Insurance

This is an award-winning insurance company with a five-star rating, which makes it one of the top insurance companies in the country at the moment.

It also has an offer whereby members can get a refund if they go a whole year without an insurance claim.

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Kaiser Global

This is a fully licensed insurance company that is based in the capital city of Accra. This is also an award-winning company, which makes it one of the top insurance companies as well. They offer a wide range of products to their customers.

Glico Healthcare Limited

This is one of the most popular health insurance companies in Ghana. A lot of people even know the company due to its funny advertisement video that aired for years on television without really knowing what the company was dealing in.

It was awarded as the best healthcare company in 2018 and it carries a 4.1 out of 5 ratings.

Phoenix Health Insurance

This is one of the largest insurance companies in Ghana. According to their website, they have worked with a lot of people in the diaspora as well as offering healthcare insurance to their customers in the comfort of their homes.

The company has a rating of 4.9 out of 5, making it one of the best-performing companies in the country at the moment.

Premier Health Insurance

This is a private registered private commercial healthcare insurance scheme under the NHIS ACT 20212 of Ghana.

They offer a range of healthcare packages to their customers. The company boasts of a 4.9 out of 5 rating, which means that the people favor them well.   


The above are the best-performing insurance companies in Ghana at the moment. You should visit any of these before you look elsewhere for healthcare insurance. 

For more insurance-related articles, you can also check out Hollard insurance company, donewell insurance company, and phoenix insurance company.      


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