In the past, it could be very bad to run out of mobile airtime, especially in places where sellers of airtime stopped early and calls had to be made late at night.
When you were in a newly built area, these sellers often stopped early because not many people were out and about at night, which made it hard to get more airtime.
People sometimes had to put off important phone calls until the next morning because of this, which meant they missed out on contract chances and other problems.
During the day, all you had to do was find the closest person selling credit and buy what you needed to keep talking on the phone.
It was a different set of problems when this problem came up on a long trip, though.
To fix this problem, the country’s phone companies came up with a service that let people take airtime when they ran out, as long as they agreed to pay it back when they topped up their accounts.
Many people found this service to be a huge relief because it let them stay linked even when things were tough.
As well, customers could borrow data packages when they ran out, not just airtime.
Although this service was helpful for customers, it also gave cell phone networks a chance to make money.
Customers had to pay back a little more than the amount they borrowed when they took airtime or data bundles.
This extra amount, which was usually about 10% of the loan amount, was added to the customer’s bill. One of the best things about this service was that there was no set due date for paying back the loan.
Customers could add money to their accounts whenever they wanted and pay back the money they loaned over time.
Now, let’s look at the ways that customers can borrow data and voice packages from network providers:
How To Borrow Credit From MTN
- To borrow credit from MTN, follow these steps.
- Dial *506#
- Choose ‘borrow credit’
- Choose the amount of credit you like to borrow from the options provided.
- Then choose the option ‘1’ to confirm it
How To Borrow Airtime From MTN
To borrow a data bundle from MTN, follow these steps
- Dial *606#
- Choose ‘XtraByte’
- Choose from the displayed list of available data bundles
One must have been an active user of the MTN for more than 3months to be eligible to borrow credit. One must also have less than GHC4 airtime before one can request an airtime loan.
The amount made available depends on the number of airtime one has bought over time and also how quickly one repaid the earlier airtime loans. You might also want to check out the MTN mobile money registration process.
How To Borrow Airtime From AirtelTigo
Borrowing airtime from AirtelTigo is indeed a straightforward process compared to other networks. However, the amount of loan you can get is determined by various factors, including your usage history and how promptly you’ve repaid previous loans.
Here’s how borrowing airtime from AirtelTigo works:
- Dial *588#
- AirtelTigo will loan you an amount ranging from GHC 5 to 0.30. if the transaction is successful, you will receive a notification that includes the amount of airtime that was lent to you.
If it was not, you will also receive a notification telling you why you cannot borrow airtime at that moment.
How To Borrow Airtime From Vodafone
To get an airtime loan on Vodafone, you need to be active on the network for at least 15 days and have a balance of GHC1 or less.
When you apply for an airtime loan, you will be charged a 10% commission which will be deducted from the borrowed airtime when you top up. Follow the steps below to borrow airtime from Vodafone.
- Dial *505#
- Select the amount of airtime you want to borrow
- Select ‘1’ to confirm the loan.
- You can also use the airtime borrowed on Vodafone to purchase data bundles.
So this article was about how one could borrow airtime from the major telecommunication networks in the country. We hope this article was helpful to you. Is there something we missed, please let us know.
